TERMS AND CONDITIONS
Last Updated: December 1, 2025
These Terms and Conditions (“Terms”) govern your access to and use of BrandCards, an online digital-identity and smart business card service operated by CrownThrive, LLC.
By accessing, browsing, purchasing, or using BrandCards, you agree to be bound by these Terms in full.
Please read these Terms carefully before using the Service.
1. Interpretation and Definitions
1.1 Interpretation
Capitalized words have defined meanings. These definitions apply whether the words appear in singular or plural. Headings exist for convenience only and do not affect interpretation.
1.2 Definitions
Company refers to CrownThrive, LLC, owners of BrandCards and all associated technologies, domains, and assets.
Service refers to the BrandCards website, platform, dashboard, digital identity tools, vCards, NFC products, QR features, WhatsApp Store features, analytics, templates, and all related functionality.
User, You, Your refers to any visitor, customer, account holder, or entity accessing or using the Service.
Account means your registered profile created to access BrandCards.
Content means all data, links, media, text, images, profile details, services, logos, and information you upload or share.
NFC Products refers to physical tap-to-share cards sold directly through BrandCards.
Third-Party Services refers to Stripe, PayPal, social media integrations, domain providers, EcoDrive, Stripe Climate, WhatsApp, and all external tools or platforms connected to BrandCards.
2. Acceptance of These Terms
By using the Service, You confirm:
• You have read and understand these Terms
• You are legally able to enter into this agreement
• You are at least 18 years of age
• You agree to comply with all applicable laws when using the Service
• You agree to our Privacy Policy and Acceptable Use policies
If you disagree with any part of these Terms, you must discontinue use of BrandCards immediately.
3. User Eligibility
The Service is only available to individuals who are:
• 18 years or older
• Legally permitted to enter binding contracts
• Not prohibited under U.S. or international sanction laws
Users under 18 are strictly prohibited from using BrandCards.
4. Creating an Account
To access certain features, You must create an Account. You agree to:
• Provide accurate and complete information
• Maintain the security of your login details
• Accept full responsibility for activity under your Account
• Immediately report unauthorized access
The Company reserves the right to refuse or terminate Accounts for violations, fraudulent activity, or misuse.
5. Use of the Service
By using BrandCards, you agree that you will NOT:
• engage in illegal, abusive, or fraudulent activity
• upload harmful software, spam, or unauthorized code
• impersonate individuals or businesses
• publish explicit, hateful, or prohibited content
• misuse QR codes or NFC products
• attempt to breach or bypass platform security
• use BrandCards for phishing, scams, or misleading practices
• resell platform access without written approval
Violations may result in immediate suspension or termination.
6. Content Ownership and Licensing
You retain ownership of the Content you upload. However, by using the Service, you grant the Company a non-exclusive, royalty-free, worldwide license to:
• host, display, and process your Content
• reproduce or transmit your Content for platform functionality
• provide technical integration with social and third-party tools
You are solely responsible for ensuring that:
• You have the rights to all content You upload
• Your content does not infringe on copyrights, trademarks, or privacy
The Company does not pre-screen content but may remove content that violates laws or platform policies.
7. Subscription Plans, Billing & Payments
BrandCards offers free and paid subscription plans. By subscribing, You agree:
• Fees are billed upfront
• Subscriptions renew automatically unless cancelled
• All payments are processed through secure third-party processors (Stripe, PayPal)
• Prices and plan features may change with notice
• Payments are non-refundable except as required by law
If a payment fails:
• We will attempt multiple retries
• You may be downgraded to the Free plan
• Certain features may become restricted
8. NFC Products and Physical Goods
For NFC card purchases:
• Orders are final once processed
• Shipping times depend on customization and region
• You are responsible for providing accurate shipping details
• Damage during transit must be reported immediately
The Company is not responsible for delays caused by carriers, customs, or incorrect addresses provided by the User.
9. Third-Party Links and Services
BrandCards integrates with third-party platforms such as:
• Instagram, TikTok, Facebook, LinkedIn
• Stripe and PayPal
• EcoDrive and Stripe Climate
• DNS/domain providers
• Messaging and social apps
The Company has no control over these services and is not responsible for content, policies, or actions of third-party platforms.
You access them at your own risk.
10. Sustainability and Environmental Commitments
BrandCards participates in sustainability programs through:
10.1 EcoDrive
• Verified tree planting
• Kelp restoration
• Ocean plastic removal
• Clean water and food recovery initiatives
• Impact evidence for transparency
10.2 Stripe Climate
• Funding permanent carbon removal
• Supporting technologies like direct air capture and biochar
• Participation in Frontier Climate’s multi-company coalition
By using BrandCards, you acknowledge that these programs are managed by third-party organizations and subject to their accuracy, verification, and reporting.
11. Termination and Suspension
We may suspend or terminate access immediately—without notice—if You:
• violate these Terms
• misuse platform features
• fail to pay required fees
• engage in harmful, illegal, or fraudulent activity
Upon termination:
• You lose access to the Service and all premium features
• Your BrandCard may be taken offline
• Your data may be deleted unless retention is legally required
12. Limitation of Liability
To the fullest extent permitted by law:
• The Company is NOT liable for indirect, incidental, or consequential damages
• Total liability for any claim shall not exceed the amount paid by You in the prior 12 months
• The Service is provided “AS IS” and “AS AVAILABLE”
The Company does not guarantee:
• uninterrupted service
• compatibility with all devices
• error-free operation
• restoration of deleted content
Some jurisdictions do not allow liability limitations; in those cases, the limitations apply to the maximum extent permitted.
13. DISCLAIMER OF WARRANTIES
The Service is provided without warranties of any kind, including but not limited to:
• merchantability
• fitness for a particular purpose
• non-infringement
• uninterrupted performance
• error-free functionality
You assume full responsibility for your use of the Service.
14. Governing Law
These Terms shall be governed by the laws of the Commonwealth of Virginia, United States.
15. Dispute Resolution
- You agree to try resolving disputes informally by contacting the Company first.
- If unresolved, disputes shall be resolved through binding arbitration in Virginia, unless prohibited by law.
- Users waive the right to participate in class-action lawsuits or class-wide arbitration.
16. EU, UK, and International Compliance
- EU/UK users maintain rights under GDPR and local consumer laws.
- International users are responsible for complying with their own regions’ laws.
You represent that you:
• are not located in a restricted or embargoed jurisdiction
• are not on any U.S. sanctions or prohibited-party lists
17. Severability and Waiver
- If any provision is found invalid, the remaining provisions remain fully enforceable.
- Failure to enforce any provision does not waive that provision.
18. Updates to These Terms
The Company may modify or replace these Terms at any time. Material changes will be communicated via email or platform notification.
Continued use of the Service constitutes acceptance of the updated Terms.
19. Contact Us
For questions regarding these Terms, you may contact:
CrownThrive, LLC
Email: contact@crownthrive.com
Website: www.brandcards.co
Address: Gretna, Virginia, United States of America